From owner-operators to growing fleets, ClearGuard protects your trucks, drivers, cargo, and the business you've built with the right coverage at every mile.
We translate complex commercial policies into clear, business-ready protection. From DOT compliance to motor truck cargo and general liability, ClearGuard pairs you with the right carrier and the right limits so you can focus on growing your business.

Decades of commercial transport expertise.

Coverage matched to your operation.

We fight for you when it matters.

Help when you're on the road or off.

Comprehensive protection for tractors, trailers, drivers, and freight built for trucking operations of any size.

Protect the freight you haul and shield your business from costly liability claims and legal exposure.

Coverage that scales with multi-vehicle operations.

Property, liability, and BOP coverage for your company.

Coverage for company vehicles and business drivers.
Whether it's one truck or a hundred, we secure primary liability, physical damage, and specialty endorsements that match your authority, lanes, and freight class.
Primary Liability Coverage
Motor Truck Cargo Insurance
Physical Damage Protection
Trailer Interchange Coverage
Owner-Operator Protection
Downtime Coverage
A single cargo claim can stall an operation. ClearGuard pairs robust cargo limits with liability and legal expense coverage to keep your trucks moving and your business protected.
Cargo Damage Protection
Property Damage Liability
Bodily Injury Coverage
Legal Expense Protection
Freight Protection
Loss of Income Support
From 5 vehicles to 500, we structure fleet programs with consolidated billing, driver scoring, and proactive risk management to help you reduce claims year over year.
Multi-Vehicle Protection
Driver Coverage
Fleet Management Support
Risk Reduction Strategies
Beyond the road, your business needs property, liability, and continuity coverage. We bundle commercial lines into one streamlined program tailored to your industry.
General Liability Insurance
Commercial Property Protection
Business Interruption Coverage
Equipment Protection

Specialty programs for tractors, dump, flatbed, tanker and more.

Comprehensive liability shielding your assets and reputation.

Endorsements that flex as your operation evolves.

Annual reviews and dedicated claims advocacy.

Tell us what you need quick and easy.


We break everything down in plain English.


Choose the best plan with zero confusion.
Most quotes are returned within one business day. Complex fleet programs may take 48–72 hours while we shop top carriers.
Yes bundling commercial auto, general liability, property, and cargo with a single carrier often reduces premium and simplifies claims.
Most owner-operators benefit from non-trucking liability, occupational accident, and downtime coverage in addition to primary liability and physical damage.
Certificates are issued within minutes via our online portal — 24/7, no waiting for an agent.
No. We can review your existing program, identify gaps, and time the switch to your renewal date.
Get the clarity and protection you actually need not what agents try to push.
Your Reliable Harbor for Insurance Protection.
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